Preparation of Credit Monitoring Arrangement (CMA) reports

Preparation of detailed project reports for term loans / expansion

Fund flow, ratio analysis, break-even, and DSCR projections

For CC/OD/Term Loans/Working Capital

Assistance in availing term loan / project finance / LRD loans

Drafting of loan documentation, projections, and collateral matrix

Support for consortium financing and multiple banking arrangements

Bank-mandated stock audit for borrowers

Verification of inventory and debtors

Analysis of drawing power as per DP statements

Certification of reporting under RBI/Bank norms

Monthly cash flow review & variance tracking

Fund utilization review for lenders

Preparation of actual vs projected comparison reports

EMI and repayment schedule review

Interest subsidy and capital subsidy analysis (if applicable)

Net worth certificate for individuals/companies

Provisional Profit & Loss and Balance Sheet for interim funding

CA-certified reports for bank submission

Regular compliance with sanction terms (like stock statements)

Quarterly / monthly financial updates to banks

Working capital limit analysis (MPBF/Nayak Committee norms)

Forecasting working capital requirements

Loan renewal file preparation

Review of property valuation and security cover adequacy

Verification of title documents, EC, and encumbrance clearance

Loan-to-Value (LTV) calculation and risk flagging

Assistance in availing MSME Collateral-Free Loans

Udyam registration and documentation bundling

CGTMSE documentation and follow-ups

Return on investment (ROI), IRR, and NPV analysis

Viability review for start-up funding, NBFC loans

Capital structure planning and investor reports

Advisory under RBI Prudential Norms

NPA restructuring, OTS proposal drafting

Negotiation support with banks/ARCs